Thursday, 17 June 2010
Spent!
Is it just me, or is there an influx of books and films glorifying the concept of shopping addiction? A beautiful woman breaks up with her boyfriend/her dog dies/her friend steals her wedding date and she spirals out of control and consoles herself by shopping? In the end, prince charming comes along and saves the day.
But the reality is a lot harsher. Living beyond ones means is a lot more dangerous than one may hope. Credit cards come with a whole lot of spin - the promise to help you lead a better life and enable you to live your dreams, go on that vacation now, buy those Prada shoes now and all the while earn points for rewards (towards useless things you'll never use, like a rice cooker or foot spa). But chances are if you need expensive debt to achieve your dreams, they are not meant to be, or there is a better way to achieve them. If you cannot afford to pay for those shoes now, chances are you won't in 40 days when the bill arrives. Key is to budget! Put away some money for rent, for food and for shoes and buy things once you've saved up for them.
If you're battling existing debt, you will know how hard it is to actually pay it back. Living costs will continue and it will be increasing difficult to go old turkey on your old lifestyle. To not be able buy that new lip gloss on Saturday (as well as the coffee and pastry and scarf and sunglasses...)
It is a serious matter. One that can damage a relationship. Hiding new purchases from your boyfriend or mother? Not just a fun thing all girls do, it's deceipt and can be harmful to your relationship. Own up, you will feel a huge burden lift from your shoulders.... You will no longer be afraid of that envelope and the phone calls that follow should you be unable to keep up with repayments. Get your loved ones involved to help you consolidate and get back on track.
Avis Cardella's memoir of her dark shopping years is on it's way to me. Interesting to see her take on the issue and how she overcame her shopping addiction. Review to follow.
Subscribe to:
Post Comments (Atom)
This is so true. We live in a society based on Now Now Now. It can get people into trouble.
ReplyDeleteCan't wait to read what you think of the book.
xo
M
Fabulous post - honest and articulate.
ReplyDeleteI wonder about the media coverage too. Is it to make some of us feel better about ourselves? In the same way as the lollypop head celebrity and body image stories of a few years ago?
On the look out for the novel too. Looking forward to hearing your take on it.
SSG xxx
Love this post. True words, indeed - with evidence all around us. Very interested to hear your thoughts on the book. Perhaps will take a spin through it afterward.
ReplyDeleteSo wise SWItW... x
ReplyDeleteI wish I NEVER got credit cards.
ReplyDeleteI am in debt 12 grand now. I can pay it off in couple of months but it has KILLED ME ...... People living beyond there means and impulse shopping.
THE WORST ....
Xx
I totally agree, and it makes women seem dumb.
ReplyDeleteI hate films like these...i am not a dumb woman living off credit ...
Great post:)
SO
I tend not to drop a leave а гesponse, however after looking at
ReplyDeletethrough some οf the сomments on
"Spent!". I actually do hаve some queѕtions for уou if you
do not mind. Is it just mе оr does іt look liκе a
fеw of these reѕponses come acrоss
as if they arе wгitten by brain dead peoplе?
:-P Αnd, if уou are writing at other sites, I
would like to keep up with you. Could уou list of аll
of all your ѕocial community pages like yοur Faсebook
pаge, twitter feеd, or linkеdin
profile?
My homepagе: hcg injections side effects
Hi theге juѕt wаnted tο give you а quick heads uр.
ReplyDeleteThe wοrԁs іn уοur content seem to
be runnіng off the sсгeen in Firefοx.
Ι'm not sure if this is a format issue or something to do with browser compatibility but I figured I'ԁ
ρost to let yοu κnow. The style and
design look great though! Hope you get the ρгοblem fixeԁ soοn.
Kuԁoѕ
My page linked internet site